Before approving any business loan request, a lender should be convinced of the business applicant’s ability (through cashflow) to service debt. If a business is not successful in generating enough cashflow to do this, however, a lender may need to rely on either personal guarantees or the security pledged as collateral in order to be repaid. This program will explore these three means of getting repaid and identify the challenges that lenders face in each scenario.
- Cashflow: What it is and how to measure it
- Global Cashflow: When it can prove to be a useful tool
- Personal Financial Statements: What They Tell Us (and don’t tell us) about a borrower
- Personal Guarantees: When they are useful and how to leverage them
- Collateral Coverage
- Includes Audio, Video and Powerpoint.
- PDF Handouts
- Discussion Questions
- 20-25 minutes in length (Perfect to show at your monthly board meeting!)
Who Should Attend?This program is recommended for your Operations, Lending and Executive staff including every member on your Board of Directors.
Please note: This site employs features that may cause unexpected behavior in older versions of Internet Explorer. If you experience a problem, try refreshing your screen. If this doesn't solve the problem, click on this link.
You may contact us by using the Online Chat button below.