Advanced Commercial Loan Documentation

Everything a commercial loan officer should know about the core commercial loan documentation package, including perfecting security interests on commercial collateral, loan agreements, signature requirements, loan closings and more.

This fast-paced seminar will focus on the purpose, use and content of the six core commercial loan documents: the promissory note, the loan agreement, the security agreement, the guaranty, the letter of credit and the subordination/intercreditor agreement. It will provide relevant, up-to-date and practical information to help commercial lending personnel.

This webinar has been created for bankers who have a basic understanding of loan documentation and wish to further develop, refine, confirm or polish those skills. Participants will receive a practical, “real world,” intensive review of critical loan documentation issues, best practices, proper lien creation and monitoring under the requirements of Revised Article 9 of the Uniform Commercial Code.

What You Will Learn:

  • Promissory notes
  • Security agreements, including proper collateral descriptions and perfection of liens under the UCC
  • Loan agreements, including borrowing base certificates
  • Letters of credit and reimbursement agreements
  • Guarantee agreements, co-signors and third-party pledges of collateral
  • The interplay of subordination and intercreditor agreements with the rules of payment and lien priority
  • Signature requirements and supporting documentation
  • Closing the loan

Who Should Attend?

Loan officers, credit analysis, note and credit department personnel, internal auditors, loan review and compliance personnel or any banker involved in the lending function.