Credit Analysis Basics

Attend this proactive webinar and learn how banks make lending decisions based on the five (5) C’s of credit - capacity, capital, collateral, conditions, and character! The webinar will cover the basics of the three (3) main areas of lending- consumer, mortgage, and commercial lending. Each of the three areas will be illustrated with real life “case studies.”

The attendee will also be exposed to loan structure, loan support, and documentation issues and how they are an intricate part of the lending process. Additionally, the basics of loan compliance will be provided including Reg B, Reg Z, TRID, BSA, and Fair Credit Reporting.

Objectives

  • Gain an understanding of how banks make lending decisions based on the five (5) C’s of credit.
  • Learn about the three (3) main areas of lending.
  • Apply the three areas to individual “case studies.”
  • Review the basics of loan structure, loan support, documentation, and loan compliance.

Who Should Attend?

Credit analysts, consumer loan officers, residential loan officers, relationship managers, loan documentation specialists, branch managers, private bankers, and business development officers.